{"id":151,"date":"2023-03-17T09:00:11","date_gmt":"2023-03-17T09:00:11","guid":{"rendered":"https:\/\/flexmoney.com\/blog\/?p=151"},"modified":"2023-03-25T03:53:49","modified_gmt":"2023-03-25T03:53:49","slug":"fast-installment-loans-here-now-no-hassle","status":"publish","type":"post","link":"https:\/\/flexmoney.com\/blog\/fast-installment-loans-here-now-no-hassle\/","title":{"rendered":"Fast Installment Loans Here Now – No Hassle"},"content":{"rendered":"

Fast installment loans can provide you with cash to handle your temporary cash flow problems. Nonetheless, some lenders make you jump through plenty of loops to get your money.<\/p>\n

Luckily, this isn\u2019t the case with all lenders. For instance, FlexMoney offers fast installment loans, without hassle. This may seem a bold claim, but we\u2019ll back this up with a few facts. Then you can decide for yourself whether our fast installment loans are a better choice.<\/p>\n

Wide Range of Amounts<\/h2>\n

FlexMoney offer installment loans of between $200 and $2,000. Consequently, you can borrow the precise amount you need, instead of taking on unnecessary debt.<\/p>\n

Better Than Payday Loans<\/h2>\n

Payday loans are readily available and seem to be hassle-free. However, payday loans aren\u2019t a good choice or hassle-free for several reasons.<\/p>\n

First, your can borrow much less through a payday loan<\/a> than an installment loan. In a few states you can borrow $1,000, but generally the maximum amount is around $500, or less.<\/p>\n

Second, interest rates on payday loans are some of the highest in the lending industry. According to the Consumer Federation of America<\/a>, two-week loans including interest and finance charges can have an annual percentage rate of between 390 and 780%.<\/p>\n

Third, payday loans are repaid very quickly. However, few people straighten out their finances in that time. Consequently, they either borrow again or default on their loan, which leads to addition fees. Statistics from the Commercial Financial Protection Bureau<\/a> suggest this occurs for four out of five payday borrowers over a year. Eventually, they become trapped in a never-ending cycle of debt. Clearly, that\u2019s not a hassle-free way to handle your finances.<\/p>\n

On the other hand, our fast installment loans offer a 12-month term. You pay set payments and know precisely when you\u2019ll pay off your loan. Our interest rates are also much lower. If you want specific examples, please scroll down to the bottom of our loans page here<\/a> for repayment charts.<\/p>\n

Simple Application Form<\/h2>\n

FlexMoney\u2019s process is quick and painless, from start to finish. As an example, our application form takes most people less than 15-minutes to complete. That\u2019s because we are only interested in where you stand now. We don\u2019t ask you where you lived, worked, or banked years ago.<\/p>\n

That\u2019s certainly not the case with many other lenders. They may claim they offer fast loans, but that\u2019s after you work your way through their difficult process. Just completing their lengthy, detailed application form is already too much hassle.<\/p>\n

Additionally, some lenders start the application process online, but then expect your to visit their office later. Once again, that\u2019s a hassle you can do without.<\/p>\n

Fortunately, FlexMoney has a 100% online loan process. Apply at your convenience \u2013 we accept applications 24\/7.<\/p>\n

No Proof of Income<\/h2>\n

This is a very important consideration when you\u2019re looking for a no-hassle loan. Many lenders want you to obtain paper documents to prove how much you earn. Then you must scan and upload these document to their website or send them by email.<\/p>\n

Clearly, that makes their fast installment loans a whole lot slower. It is also a great deal of hassle for a relatively small amount of money.<\/p>\n

Luckily, FlexMoney offers a full-automated, streamlined process. We verify your income electronically through your bank. This is fast, safe, and hassle-free. There\u2019s no need to dig up old pay stubs, get a letter from your employer, or scan, fax, or upload.<\/p>\n

Decision in Minutes<\/h2>\n

Many people think that installment loans are too slow. While this can be true when you choose the wrong lender, it isn\u2019t the case with FlexMoney.<\/p>\n

After you submit your application form, you will receive our decision in minutes. Since we use an artificial intelligence assessment, our systems replies 24\/7.<\/p>\n

If you\u2019re pre-approved, you will immediately see our terms too. If you decide you don\u2019t want to borrow, no problem. Our application process does not affect your credit score.<\/p>\n

Easy to Move Forward<\/h2>\n

Some lenders are great at approving loans, but the rest of their process is painfully slow. For instance, you may agree with a lender\u2019s terms and then wait days for your contract.<\/p>\n

Even more frustrating, some lenders send you the contract for review and then expect you to sign and fax it back to them. Who has time for that?!<\/p>\n

Luckily, when you choose FlexMoney we handle everything electronically. Once you accept your loan terms, we immediately prepare your loan contract. All you need to do is sign it digitally and return it to us. This triggers the funds release process.<\/p>\n

Fast Funds Release<\/h2>\n

Obviously, fast installment loans should offer fast cash. However, many lenders fail on this point too. You sign your contract, return it to the lender, and wait far longer than you should.<\/p>\n

Luckily, FlexMoney usually has money in your bank account within 24 hours of signing your loan contract. In some cases, you can get your money the same day<\/a>. If you apply on a weekend or holiday, you can expect funds the next business day. Should you need to know precisely when you\u2019ll get your money, our customer service team is happy to comply.<\/p>\n

Don\u2019t Ignore Quality<\/h2>\n

Offering fast installment loans isn\u2019t enough. Your loan and your lender must be good too. Fortunately, when you choose FlexMoney you get a great product and a transparent, ethical lender.<\/p>\n

Our loans are some of the best in the industry and our company is unrivaled in delivering fast installment loans. Here are a few reasons why you should choose us over the competition.<\/p>\n

No Fees or Penalties<\/h3>\n

FlexMoney does not charge extra fees or penalize you if you want to pay more on your loan. That\u2019s certainly not the case with many others lenders.<\/p>\n

For instance, many lenders levy an origination fee just for setting up your account with them. Regrettably, this isn\u2019t a small fee either. It can range between 0.5 \u2013 8.0% of your total loan amount. That means you could pay between $100 and $800 on a loan of $2,000.<\/p>\n

A pre-payment penalty is a cost the lender charges to recoup interest they lose when you pay more than your scheduled payments. This penalty negates the benefit of paying more on your loan to get out of debt sooner.<\/p>\n

Fortunately, FlexMoney\u2019s fast installment loans do not involve either of these costs. Pay extra at any time, without penalty. Setting up your account is our expensive, not yours.<\/p>\n

Less Emphasis on Credit<\/h3>\n

Regrettably, most lenders place a great deal of emphasis on credit. This means many new borrowers, students, pensioners, and those trying to restore their credit can\u2019t get a loan.<\/p>\n

Luckily, FlexMoney\u2019s fast installment loans don\u2019t operate like that. Our artificial intelligence assessment considers many factors, but a primary decider is your income.<\/p>\n

Consequently, if you earn a steady recuring income paid by direct deposit, you could qualify.<\/p>\n

Loan Requirements Upfront<\/h3>\n

Yes, FlexMoney is happy to tell you what you might need to qualify for one of our fast installment loans. We respect your time and don\u2019t want you to waste it on an application for a loan, unless you have a good chance of qualifying.<\/p>\n

The following is the basic information we ask you to provide when you apply for our fast installment loans:<\/p>\n